Morganville, NJ — Serving All of Monmouth County
Auto Injury & Whiplash Treatment
in Morganville, NJ
Injured in a car accident? Dr. Kara A. Boas, DC, CCN treats whiplash and auto injuries, accepts NJ PIP insurance, and provides thorough documentation to support your claim.
Don't Wait
Why Auto Injuries Need Immediate Treatment
One of the most dangerous misconceptions about car accident injuries is "I feel fine — I must not be hurt." The adrenaline and endorphins released during a collision often mask pain for 24–72 hours after the accident. By the time significant pain sets in, the inflammatory cascade is already well underway and soft tissue damage has begun to set.
Untreated whiplash and auto injuries frequently progress into chronic pain syndromes, permanent cervical instability, accelerated spinal degeneration, and long-term disability. Research shows that patients who receive prompt chiropractic care after an accident have significantly better outcomes and far lower rates of developing chronic pain compared to those who wait or rely solely on rest and pain medication.
Seek Care Immediately If You Have:
- Neck pain or stiffness after the accident
- Headaches that started after the collision
- Numbness or tingling in arms or hands
- Difficulty turning your head fully
- Dizziness, blurred vision, or ringing in ears
- Upper back or shoulder pain
Injuries We Treat After Accidents
- Whiplash (cervical acceleration-deceleration injury)
- Cervical disc herniation from collision forces
- Lumbar disc injury from seatbelt compression
- Facet joint syndrome in neck and lower back
- Post-traumatic headaches and migraines
- Shoulder, wrist, and knee injuries from impact
- Soft tissue sprains and ligament tears
- Concussion recovery support
Whiplash Explained
Whiplash is a soft-tissue injury of the cervical spine caused by a rapid, forceful back-and-forth movement of the neck — most commonly from a rear-end collision. Even low-speed impacts (as slow as 5 mph) can generate enough force to cause significant cervical soft-tissue and joint damage.
During impact, the cervical spine is subjected to forces that far exceed its normal range of motion within milliseconds — before protective muscle reflexes can activate. This results in microtears in the cervical ligaments and muscles, cervical facet joint damage, potential disc herniation, and cervical nerve irritation. Left untreated, these injuries heal with scar tissue that creates lasting stiffness, weakness, and chronic pain.
PIP Insurance in New Jersey — How It Works
New Jersey is a no-fault state, meaning your own auto insurance's Personal Injury Protection (PIP) coverage pays for your medical treatment after a car accident — regardless of who was at fault. PIP is mandatory on all NJ auto policies and typically covers 100% of medically necessary treatment up to your policy's limit.
Chiropractic care is explicitly covered under NJ PIP for accident-related injuries. Boas Family Chiropractic handles all PIP billing directly — you focus on healing, we handle the paperwork.
Notify Your Insurer
Call your auto insurance company immediately after the accident to open a PIP claim and receive your claim number.
Schedule Your Exam
Call us at (732) 591-2580 with your claim number. We verify your PIP coverage before your first visit.
Begin Treatment
Start your care plan — PIP covers your treatment directly. No out-of-pocket expense while your claim is active.
Documentation Provided
Dr. Boas provides comprehensive clinical documentation of your injuries, treatment, and functional limitations for your insurer and attorney.
Working With Personal Injury Attorneys
If you are pursuing a personal injury claim or have retained an attorney, Dr. Boas provides the detailed clinical documentation that attorneys and adjusters require to establish injury causation, severity, and permanency.
- Detailed initial injury examination reports
- Ongoing progress notes documenting your recovery
- Final narrative reports for claim settlement
- Objective functional capacity findings
- Expert testimony when required
- Letter of protection (LOP) arrangements available
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Frequently Asked Questions
Answers about chiropractic care for auto injuries and PIP insurance.
Does NJ PIP insurance cover chiropractic after an accident?
Yes. New Jersey's Personal Injury Protection (PIP) insurance covers chiropractic care after a car accident — regardless of fault. PIP typically covers 100% of medically necessary chiropractic treatment up to your policy limits. Boas Family Chiropractic accepts PIP insurance and handles all billing directly with your insurer.
How soon after a car accident should I see a chiropractor?
As soon as possible — ideally within 24 to 72 hours of the accident. Many auto injuries don't produce significant pain immediately due to adrenaline and inflammation that builds over 24–72 hours. Prompt treatment documentation also establishes a clear medical record linking your injuries to the accident, which is essential for insurance claims.
What is whiplash and how is it treated?
Whiplash is a cervical spine injury caused by rapid acceleration-deceleration force from a collision. Dr. Boas treats whiplash with gentle cervical adjustments to restore alignment, soft tissue therapy to address torn cervical ligaments and muscles, and a graduated rehabilitation protocol to restore full range of motion and stability.
Can chiropractic help with headaches after an accident?
Yes. Post-traumatic headaches are one of the most common symptoms after a car accident — caused by cervical spine damage, concussive forces, and muscle tension from whiplash. Chiropractic adjustments targeting the upper cervical spine are among the most effective treatments available for post-accident headaches.
Do I need a police report to use PIP?
A police report is not required to file a PIP claim in New Jersey, but it is strongly recommended. To file a PIP claim you typically need your auto insurance policy number, the date and location of the accident, and a brief description of what occurred. Our office can help guide you through the steps to ensure your care is covered.
Injured in an Accident? Call Us Today.
PIP insurance accepted. Same-week appointments. Serving Morganville, Marlboro, Freehold, and all of Monmouth County, NJ. Don't wait — early treatment protects your health and your claim.